Stripe Fee Calculator
Calculate exactly how much Stripe takes per transaction. Forward mode tells you the fee on any charge amount. Reverse mode tells you what to charge to receive a specific amount.
How Stripe Fees Work
Stripe charges a percentage plus a fixed fee on every transaction. Here is how the math works.
Enter the Amount
Type the amount you want to charge or receive. The calculator works with any dollar amount.
Select Card Type
Choose between US cards, international cards, or manually entered cards. Each has a different rate.
Choose Calculation Mode
Forward mode: enter what you charge, see the fee. Reverse mode: enter what you want to receive, see what to charge.
Fee Breakdown by Card Type
Current Stripe rates for different card types. All rates include the standard processing fee.
| Card Type | Percentage Fee | Fixed Fee | Fee on $100 |
|---|---|---|---|
| US Card | 2.9% | $0.30 | $3.20 |
| International Card | 3.9% | $0.30 | $4.20 |
| Manually Entered | 3.4% + $0.30 | $0.30 | $3.70 |
How to Calculate Reverse Fees
If you need to receive a specific amount after fees, use the reverse formula.
| Desired Payout | Amount to Charge (US) | Amount to Charge (Intl) | Amount to Charge (Manual) |
|---|---|---|---|
| $50.00 | $51.83 | $52.39 | $52.12 |
| $100.00 | $103.40 | $104.47 | $103.94 |
| $500.00 | $515.46 | $520.63 | $518.13 |
| $1,000.00 | $1,030.90 | $1,041.25 | $1,036.27 |
Why Use This Calculator?
Know exactly what you will receive before you charge a customer.
Forward Calculation
Enter the amount you charge your customer and see exactly how much Stripe deducts and what you receive.
Reverse Calculation
Know your desired payout and the calculator tells you the exact amount to charge so you receive that amount.
All Card Types
Support for US cards, international cards, and manually entered cards. Each with accurate current Stripe rates.
Frequently Asked Questions
Common questions about Stripe fees and calculations.
Stripe charges 2.9% + $0.30 per transaction for US-issued cards, 3.9% + $0.30 for international cards, and 3.4% + $0.30 for manually entered cards. These are the standard rates as of 2026.
Forward calculation: fee = (amount x percentage rate) + fixed fee. For example, on a $100 US card transaction: ($100 x 0.029) + $0.30 = $3.20 fee, so you receive $96.80. Reverse calculation: amount to charge = (desired payout + fixed fee) / (1 - percentage rate).
Forward calculation tells you the fee when you charge a customer a specific amount. Reverse calculation tells you what amount to charge so that you receive a specific amount after Stripe deducts its fees.
No, international cards have a higher rate of 3.9% + $0.30 compared to 2.9% + $0.30 for US-issued cards. This accounts for cross-border processing fees and currency conversion.
No, this calculator shows standard transaction fees. Stripe does not refund its processing fee when you issue a refund to a customer.